These Amazon and Target deals will save you on holiday shopping in 2022

Calling all shoppers: Target and Amazon Holiday deals are starting earlier this year. But this shopping season will look very different from previous years.

According to a Credit Karma’s new survey.

Financially challenged families are facing between price increaseone terrible recessionand risk of being fired is changing the way Americans shop. Credit Karma Found 70% of Americans are relying on annual deals offered by companies like Target and Amazon to cover the cost of their vacations this year.

Recently announced goals it will offer four times more deals than last year, including up to 50% off toys for the time being agreement date runs from October 6 to 8. The retailer is also offering gift card deals, which should be a big boon more than a third of Americans people who rely on cash and gifts for a living.

Online shoppers can Take advantage of Amazon Prime member discounts on clothes, electronics and toys in time Prime Early Access Discount October 11-12.

But even with all these deals and discounts, you still want to watch your wallet because inflation hasn’t come down yet. Poulomi Damany, Credit Karma Money’s SVP and GM shared tips with Luck to help you avoid overspending, this festive season.

Restructure your budget

If you’re worried about not being able to buy gifts for your loved ones this year, you’re not alone — more than a third of Americans can’t afford gifts this year due to inflation, according to Credit Karma. According to Damany, consider reviewing your budget ahead of time to plan your spending.

Once you’ve determined exactly how much you can comfortably spend this year, write a list of the people you plan to buy gifts for and divide your budget by the number of people. This will give you the average amount you can spend per person.

If you want to flirt with that special someone, Damany suggests giving them a one-of-a-kind handcrafted gift. Not only does this cut spending, she says, but it also makes the recipient feel like he needs to think.

Avoid buying impulsively

Letting go of an item that you feel compelled to bring home is easier said than done. To fit your budget, make a list of items you want to buy and sleep on. If something is more expensive than you can afford, Damany says wait to buy it in case there’s a deal. If it’s a must-buy, then go back to your budget and see where you can cut costs.

Shop early

Starting shopping now also gives you more time to think about a big purchase so you don’t impulsively spend more than your budget allows. Because prices usually go up after Black Friday and Cyber ​​Monday deals are over, Damany recommends taking advantage of Target and Amazon’s early sales and spreading your shopping over a long period of time. than.

Bonus: Shopping with a website that offers cashback can be an easy way for you to earn more. A few dollars saved per shopping trip can add up quickly over the entire holiday season.

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